Pension funds as an incentive to continue working

In Russia, more and more retirees continue to work after retirement. According to official information, this year their number has reached almost forty%, which is significantly higher than the data of the last year..

The main reason for the increase in the number of working pensioners is the rather low size of the pension benefit. According to the calculations of analysts of the Pension Fund of Russia, as of October 1 of this year, 37.4% were registered in the country. working pensioners, this is one% higher than the result noted nine months ago.

Rosstat statistics show that in October of the current year, the average old-age pension amounted to nine thousand one hundred seventy-six rubles, which is almost thirty-five% of the average wage.

In addition, as it turned out, pensioners are in great demand on the domestic labor market. Currently, there is a fairly large shortage of qualified personnel, so the services of pensioners are in high demand. Experts are confident that in the context of a difficult demographic situation, a significant shortage of funds in the Pension Fund, as well as in the presence of slow economic growth, there is no need to hope for quick cardinal changes in the current situation. In addition, polls have shown that most of the working citizens do not expect to receive retirement benefits in the future. According to the results of recent studies, it turned out that today almost every third resident of Russia is not going to rely on state support in old age, but wants to work or at least earn extra money..

It is worth noting that the number of such citizens for whom, in old age, the source of income will not be a pension, but a salary, is increasing annually. For example, in the year 2016 it was twenty-three%, in the year 2017 it grew to twenty-three% and in the year 2018 it reached twenty-seven%..

Analysts believe that these indicators confirm the decline in the degree of public confidence in the state pension system and the ongoing reforms in relation to it..

At the same time, many pensioners are worried about the lack of funds in the Pension Fund of the Russian Federation and are also worried that this problem can be solved at the expense of the pensioners themselves, by reducing pension payments and using other harsh methods..

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